.scenario-panel {
  --scenario-ink: #172033;
  margin: 28px 0 34px;
  padding: clamp(20px, 4vw, 32px);
  border: 1px solid #dce3ed;
  border-radius: 24px;
  background: #fff;
  color: var(--scenario-ink);
  box-shadow: 0 18px 50px rgba(28, 45, 75, .07);
}

.scenario-panel .visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

.scenario-panel-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 22px;
}

.scenario-panel-header h2 {
  margin: 0 0 7px;
  font-size: clamp(1.25rem, 3vw, 1.65rem);
  line-height: 1.25;
}

.scenario-panel-header p,
.scenario-storage-note,
.scenario-status {
  margin: 0;
  color: #5b6577;
  line-height: 1.65;
}

.scenario-actions {
  display: flex;
  flex: 0 0 auto;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 8px;
}

.scenario-add,
.scenario-clear,
.scenario-remove {
  min-height: 42px;
  border: 0;
  border-radius: 12px;
  font: inherit;
  font-weight: 750;
  cursor: pointer;
}

.scenario-add {
  padding: 9px 15px;
  background: var(--scenario-accent, #285bd4);
  color: #fff;
}

.scenario-clear {
  padding: 9px 13px;
  background: #edf1f6;
  color: #39445a;
}

.scenario-remove {
  min-height: 34px;
  padding: 6px 9px;
  background: transparent;
  color: #6d7687;
  font-size: .82rem;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.scenario-add:disabled,
.scenario-clear:disabled {
  cursor: not-allowed;
  opacity: .45;
}

.scenario-add:focus-visible,
.scenario-clear:focus-visible,
.scenario-remove:focus-visible {
  outline: 3px solid rgba(25, 95, 211, .25);
  outline-offset: 2px;
}

.scenario-empty {
  display: grid;
  min-height: 132px;
  place-items: center;
  padding: 24px;
  border: 1px dashed #c8d1df;
  border-radius: 16px;
  background: #f8fafc;
  color: #667085;
  text-align: center;
}

.scenario-empty[hidden],
[data-scenario-list][hidden] {
  display: none;
}

.scenario-status {
  min-height: 1.5em;
  margin-top: 12px;
  font-size: .88rem;
}

.scenario-storage-note {
  margin-top: 4px;
  font-size: .82rem;
}

.scenario-badge {
  display: inline-flex;
  align-items: center;
  min-height: 24px;
  padding: 3px 8px;
  border-radius: 999px;
  background: #dff7e8;
  color: #17643a;
  font-size: .72rem;
  line-height: 1.2;
  white-space: nowrap;
}

/* 대출 이자: 수치 비교에 집중한 데스크톱 표 */
.scenario-loan {
  --scenario-accent: #164ea6;
  border-top: 5px solid #164ea6;
  background: linear-gradient(180deg, #f7faff 0, #fff 180px);
}

.scenario-loan-table-wrap {
  overflow-x: auto;
  border: 1px solid #ced9e8;
  border-radius: 16px;
}

.scenario-loan-table {
  width: 100%;
  min-width: 850px;
  border-collapse: collapse;
  font-size: .9rem;
}

.scenario-loan-table caption {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
}

.scenario-loan-table th,
.scenario-loan-table td {
  padding: 14px 12px;
  border-bottom: 1px solid #e4e9f1;
  text-align: right;
  vertical-align: middle;
}

.scenario-loan-table thead th {
  background: #eaf1fb;
  color: #3b4f6b;
  font-size: .78rem;
  letter-spacing: .01em;
}

.scenario-loan-table th:first-child,
.scenario-loan-table td:first-child,
.scenario-loan-table th:nth-child(2),
.scenario-loan-table td:nth-child(2) {
  text-align: left;
}

.scenario-loan-table tbody tr:last-child > * {
  border-bottom: 0;
}

.scenario-loan-table tbody tr.scenario-best {
  background: #f0f7ff;
}

.scenario-loan-table tbody th span,
.scenario-loan-table tbody th .scenario-badge,
.scenario-loan-table td small {
  display: block;
}

.scenario-loan-table tbody th .scenario-badge,
.scenario-loan-table td small {
  margin-top: 5px;
}

.scenario-loan-table td small {
  color: #69758a;
}

/* 대환: 손익분기 후보를 한 장씩 검토하는 카드 트랙 */
.scenario-refinance {
  --scenario-accent: #a04b10;
  background: #fffaf3;
  border-color: #f1d7b7;
}

.refinance-scenario-track {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.refinance-scenario-card {
  padding: 18px;
  border: 1px solid #ead8c4;
  border-radius: 18px;
  background: #fff;
}

.refinance-scenario-card.scenario-best {
  border-color: #58a579;
  box-shadow: inset 0 0 0 2px #dff2e7;
}

.refinance-card-top,
.savings-ticket-heading,
.budget-plan-heading {
  display: flex;
  align-items: center;
  gap: 8px;
}

.refinance-card-top > span {
  font-weight: 800;
}

.refinance-card-top .scenario-remove,
.savings-ticket-heading .scenario-remove,
.budget-plan-heading .scenario-remove {
  margin-left: auto;
}

.refinance-rate-route {
  margin: 20px 0 12px;
  color: #7a654f;
  font-size: 1.08rem;
}

.refinance-rate-route span {
  padding: 0 7px;
  color: #c07a3d;
}

.refinance-rate-route strong {
  color: #7c3507;
  font-size: 1.4rem;
}

.refinance-card-saving {
  margin: 0 0 16px;
  padding: 13px;
  border-radius: 13px;
  background: #f5f6f8;
}

.refinance-card-saving span,
.refinance-card-saving strong {
  display: block;
}

.refinance-card-saving span {
  margin-bottom: 4px;
  color: #6f7580;
  font-size: .78rem;
}

.refinance-card-saving strong {
  font-size: 1.3rem;
}

.refinance-card-saving.positive strong { color: #167044; }
.refinance-card-saving.negative strong { color: #b13b2f; }

.refinance-scenario-card dl,
.savings-scenario-ticket dl,
.salary-scenario-column dl,
.budget-plan-legend {
  margin: 0;
}

.refinance-scenario-card dl div {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  padding: 8px 0;
  border-bottom: 1px dotted #ded5ca;
}

.refinance-scenario-card dl div:last-child { border-bottom: 0; }
.refinance-scenario-card dt { color: #74706a; }
.refinance-scenario-card dd { margin: 0; text-align: right; font-weight: 700; }

/* 예금: 상품 설명서처럼 보이는 티켓형 목록 */
.scenario-savings {
  --scenario-accent: #6941c6;
  background: linear-gradient(135deg, #fbfaff, #f4f0ff);
  border-color: #dcd0fb;
}

.savings-scenario-stack {
  display: grid;
  gap: 12px;
}

.savings-scenario-ticket {
  display: grid;
  grid-template-columns: 112px minmax(0, 1fr);
  overflow: hidden;
  border: 1px solid #d9d1ec;
  border-radius: 18px;
  background: #fff;
}

.savings-scenario-ticket.scenario-best {
  border-color: #8d68dd;
  box-shadow: 0 9px 24px rgba(105, 65, 198, .11);
}

.savings-ticket-stub {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
  padding: 18px 12px;
  border-right: 2px dashed #d9d1ec;
  background: #6d49bd;
  color: #fff;
  text-align: center;
}

.savings-ticket-stub span { font-size: .76rem; opacity: .8; }
.savings-ticket-body { padding: 16px 18px; }
.savings-ticket-heading p { margin: 0; }
.savings-ticket-heading p span { margin-right: 7px; color: #716b7c; font-size: .8rem; }
.savings-ticket-heading p strong { color: #5832a9; font-size: 1.3rem; }

.savings-scenario-ticket dl {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
  margin-top: 14px;
}

.savings-scenario-ticket dt { color: #777080; font-size: .75rem; }
.savings-scenario-ticket dd { margin: 3px 0 0; font-weight: 750; }
.savings-yield { margin-top: 13px; }
.savings-yield span { display: block; margin-bottom: 5px; color: #70687d; font-size: .76rem; }
.savings-yield::after { content: ''; display: block; height: 7px; border-radius: 99px; background: #ece7f7; }
.savings-yield i { display: block; width: var(--scenario-width); height: 7px; margin-bottom: -7px; border-radius: 99px; background: linear-gradient(90deg, #9d7ce4, #5b35af); }

/* 급여: 현재 조건과 제안 조건을 대칭 배치 */
.scenario-salary {
  --scenario-accent: #14746f;
  background: #f7fbfb;
  border-color: #c9e2e0;
}

.scenario-salary .scenario-actions { max-width: 410px; }
.scenario-salary [data-scenario-slot="offer"] { background: #b34f57; }

.salary-scenario-duel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 170px minmax(0, 1fr);
  align-items: stretch;
  gap: 12px;
}

.salary-scenario-column {
  padding: 20px;
  border: 1px solid #bdd9d7;
  border-radius: 18px;
  background: #fff;
}

.salary-scenario-column.offer { border-color: #e6c1c4; }
.salary-scenario-column.is-empty { display: grid; min-height: 260px; align-content: center; color: #737d89; text-align: center; border-style: dashed; }
.salary-scenario-label { display: inline-flex; padding: 4px 9px; border-radius: 99px; background: #dff3f1; color: #14645f; font-size: .78rem; font-weight: 800; }
.salary-scenario-column.offer .salary-scenario-label { background: #fae8e9; color: #9f3f47; }
.salary-net { margin: 18px 0; }
.salary-net span,
.salary-net strong { display: block; }
.salary-net span { margin-bottom: 4px; color: #697480; font-size: .8rem; }
.salary-net strong { font-size: clamp(1.35rem, 3vw, 1.75rem); }

.salary-scenario-column dl div {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 8px 0;
  border-bottom: 1px solid #edf0f3;
}

.salary-scenario-column dt { color: #727b88; }
.salary-scenario-column dd { margin: 0; font-weight: 700; text-align: right; }

.salary-difference {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 18px 10px;
  border-radius: 18px;
  background: #163a4a;
  color: #fff;
  text-align: center;
}

.salary-difference span { font-size: .78rem; opacity: .8; }
.salary-difference strong { margin: 8px 0 3px; font-size: 1.25rem; }
.salary-difference small { opacity: .8; }
.salary-difference.positive strong { color: #8fe0bb; }
.salary-difference.negative strong { color: #ffabae; }
.salary-difference.waiting { background: #e8eef0; color: #5d6972; line-height: 1.55; }

/* 예산: 한 달 돈의 흐름을 구성비 막대로 표현 */
.scenario-budget {
  --scenario-accent: #087f5b;
  background: #f7fcf9;
  border-color: #c9e8dc;
}

.budget-scenario-plans { display: grid; gap: 14px; }
.budget-scenario-plan { padding: 18px; border: 1px solid #d6e7df; border-radius: 17px; background: #fff; }
.budget-scenario-plan.scenario-best { border-color: #45a27e; box-shadow: inset 4px 0 0 #45a27e; }
.budget-plan-heading h3 { margin: 0; font-size: 1rem; }
.budget-plan-summary { display: flex; justify-content: space-between; gap: 14px; margin: 14px 0 10px; }
.budget-plan-summary span { color: #67736f; }
.budget-plan-summary strong { text-align: right; }
.budget-plan-summary strong.positive { color: #087f5b; }
.budget-plan-summary strong.negative { color: #c24135; }

.budget-scenario-bar {
  display: flex;
  width: 100%;
  height: 22px;
  overflow: hidden;
  border-radius: 99px;
  background: #edf2ef;
}

.budget-scenario-bar i { min-width: 0; }
.budget-scenario-bar .fixed,
.budget-plan-legend i.fixed { background: #385f8a; }
.budget-scenario-bar .variable,
.budget-plan-legend i.variable { background: #e5843d; }
.budget-scenario-bar .goal,
.budget-plan-legend i.goal { background: #7a5dc7; }
.budget-scenario-bar .free,
.budget-plan-legend i.free { background: #55b68f; }

.budget-plan-legend {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 13px;
}

.budget-plan-legend div { display: flex; justify-content: space-between; gap: 8px; }
.budget-plan-legend dt { display: flex; align-items: center; color: #6d7772; }
.budget-plan-legend dt i { width: 9px; height: 9px; margin-right: 5px; border-radius: 50%; }
.budget-plan-legend dd { margin: 0; font-weight: 700; text-align: right; }

@media (max-width: 820px) {
  .scenario-panel-header { display: block; }
  .scenario-actions { justify-content: flex-start; margin-top: 16px; }
  .refinance-scenario-track { grid-template-columns: 1fr; }
  .salary-scenario-duel { grid-template-columns: 1fr; }
  .salary-difference { min-height: 110px; }
  .savings-scenario-ticket dl { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 560px) {
  .scenario-panel { margin-inline: -2px; padding: 18px 14px; border-radius: 18px; }
  .scenario-actions { display: grid; grid-template-columns: 1fr 1fr; }
  .scenario-actions > :only-child { grid-column: 1 / -1; }
  .scenario-salary .scenario-clear { grid-column: 1 / -1; }
  .scenario-add,
  .scenario-clear { width: 100%; min-height: 46px; }
  .savings-scenario-ticket { grid-template-columns: 1fr; }
  .savings-ticket-stub { flex-direction: row; border-right: 0; border-bottom: 2px dashed #d9d1ec; }
  .savings-ticket-heading { align-items: flex-start; }
  .savings-ticket-heading .scenario-badge { display: none; }
  .budget-plan-summary { display: block; }
  .budget-plan-summary strong { display: block; margin-top: 5px; text-align: left; }
  .budget-plan-legend { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  .scenario-panel * { scroll-behavior: auto !important; }
}